Your spending, June–July 2026

Personal spending across your Apple Card and Chase debit account. Marriott (work travel) and four rental properties are broken out separately.

Apple Card & Chase debit: full Jun+Jul Marriott: through Jul 28 only

Data coverage note: Apple Card and Chase debit are complete for both June and July. The Marriott card only covers through Jul 28 (its next statement, through ~Aug 28, hadn't closed as of Aug 6), so Jul 29–31 on that card isn't reflected in the work-travel total.

Where the personal money went

Apple Card + Chase debit only.

CLICKHINT Click any category to see its transactions.

Month by month

The five most controllable everyday categories, June vs. July (personal only).

Shopping deep-dive

Personal shopping by merchant.

CLICKHINT Click any merchant or the segments to see the individual purchases.

Recurring vs. one-time

Type	Amount	Orders

Subscriptions & software

Recurring software charges on your personal cards.

CLICKHINT Click any service to see each charge.

Work travel — Marriott/Chase card

Kept out of the personal total above.

CLICKHINT Click any row to see the underlying charges.

Category	Amount

Worth a second look: three "BAYCLUBREDWOODSHORES" credits totaling $1,421.32 posted to the Marriott card in June (05/29, 06/10, 06/26) — refunds for gym charges, but on a travel card. Worth confirming what those were before filing expenses.

Rental properties — kept out of personal spending

Four properties, per your notes on what these are.

CLICKHINT Click a row to see the underlying payments.

Property	Amount	Payments

Savings & investing — Wealthfront

Two Wealthfront accounts, July 2026. Kept out of personal spending above — this is your own money moving between accounts, not a purchase.

Individual Cash Account

Item	Amount
Starting balance (Jul 1)	$4,266.04
Interest earned (June, paid Jul 1)	+$26.46
Transfer in from investing account	+$1.33
Withdrawal (RTP/FedNow, Jul 22)	−$2,170.00
Ending balance (Jul 31)	$2,123.83

Individual Automated Investing Account

Item	Amount
Starting balance (Jul 1)	$613.68
Dividends received	+$0.48
Transferred to cash account	−$1.33
Market movement (rebalancing / price changes)	−$7.38
Ending balance (Jul 31)	$605.45

Note: $2,170 left the Wealthfront cash account via RTP/FedNow on 7/22/2026. If it landed in your Chase checking, it isn't double-counted in personal spending above — it's cash moving between your own accounts, not new spending.

Where you could spend less

Ranked by how much you'd save against how easy it is. Reflects the full two-month period regardless of the toggle above.